Terms & Conditions

Last Updated: [24/12/2025]

Welcome to phinvest.azhomespluslimited.com (the “Site”).
By accessing, browsing, or using this Site, you agree to be bound by these Terms & Conditions.
If you do not agree with any portion of these Terms, you must discontinue your use of the Site immediately.


1. NO GUARANTEE OF EARNINGS OR RESULTS

All content, information, digital assets, courses, tools, training, and referrals provided on this Site are for educational and informational purposes only.
We make no promise, guarantee, or warranty regarding income, profits, or financial results from use of any information, product, service, software, or training offered on this Site.
Income examples, case studies, projections, and testimonials are illustrative only and do not represent typical results.

Your use of this Site and any training, tools, or services is at your own risk, and your success depends on multiple factors, including effort, skill level, market conditions, and personal decisions.


2. NO PROFESSIONAL ADVICE

Nothing on this Site constitutes:

Financial advice

Investment advice

Legal advice

Tax advice

You should consult with your own qualified professionals (financial advisor, lawyer, accountant, or tax specialist) before engaging in any investment, financial decision, or business strategy.


3. USER RESPONSIBILITY

By using this Site, you agree that you are responsible for:

Evaluating your own goals and circumstances

Independently verifying all information

Exercising discretion and judgement in how you use the materials provided

You understand that all investments and business ventures involve risk, and results are not guaranteed.


4. SOFTWARE & DIGITAL PRODUCTS

Any software, digital tools, digital products, or automation systems offered on this Site are licensed to you, not sold.
You may not:

Resell, sublicense, or distribute the software or tools

Reverse engineer or attempt to create derivative works

Use in violation of applicable laws or this Agreement

These digital tools are provided “as is,” without warranties of performance, suitability, or financial gain.


5. TESTIMONIALS & EXAMPLES

Testimonials, success stories, and examples shared on this Site reflect individual experiences and do not guarantee results for all users.
They are not intended to represent or guarantee that current or future clients will achieve the same results.


6. LIMITATION OF LIABILITY

To the fullest extent permitted by law, neither AZ Homes Plus Limited nor any of its affiliates, officers, employees, agents, or representatives shall be liable for:

Any direct, indirect, incidental, or consequential damages

Loss of profits, data, or business opportunities

Claims arising from your use of this Site


7. THIRD-PARTY LINKS & SERVICES

This Site may contain links to third-party websites, tools, or services.
These links are provided for convenience, and we are not responsible for the content, accuracy, or practices of linked sites.


8. CHANGES TO TERMS

We reserve the right to modify or update these Terms at any time.
Changes will be effective immediately upon posting to this Site.
Your continued use of the Site constitutes acceptance of the updated Terms.


9. FACEBOOK/AD PLATFORM DISCLAIMER

This Site and its content are not affiliated with, endorsed by, or sponsored by Facebook, Meta Platforms Inc., Google, or any other advertising network.
Any reference to social platforms is for convenience and context only.

Raffle Disclaimer

Participation in the raffle is complimentary and provided solely as a courtesy incentive for individuals who register interest during the Port Harcourt land banking pre-launch.

The raffle is not a lottery, investment offer, or condition of participation.
No purchase or financial commitment is required to receive a raffle entry.

The raffle prize is an iPhone Pro Max 17.
Winner selection will be conducted fairly and transparently, and the outcome is not guaranteed.

This promotion is independently organised and is not sponsored, endorsed, administered by, or associated with Meta Platforms, Inc. (Facebook or Instagram).

Full terms and participation details are available upon request.